Funeral Planning For Poor Credit Rating

Pay for your funeral in the way that suits your circumstances. Secured Future has access to specialist prepaid funeral planners, or secured loan lenders - who specialise in providing financial services to people with adverse credit.


Prepaid Funeral Plans

Secured Future will source quotes for you. As we are an organisation that provides solutions for individuals with poor credit.


No Medicals Or Health Checks

Avoid embarrassing medical questionnaires and the inconvenience of answering the same questions over and over - allowing you to concentrate on doing the things you love most.


Secured Loan

If you are a homeowner, you can release equity from your property to pay for your funeral upfront.

Expert Advice. We're here to help you!

Funeral costs in the UK are rising every year. According to the 2017 SunLife Cost of Dying Report, the average cost of a funeral in 2004 was £1,920, today it is £4,078. That's an increase of 112%.

Avoid rising funeral costs

No one wants their family to face money worries in the future. In another 10 years, and with yearly inflation, the average cost of a funeral could be more than £7,000.

Act Today, Save Money

With a plan from Secured Future, no matter how much the price of your plan increases in the future, once your plan is paid in full, your loved ones will have nothing more to pay for those services.

Taking out a plan for a loved one.

If you prefer, you can take out a funeral plan for someone else in your family. Or they can pay your plan on your behalf.

Peace of mind for you and your family

Funeral plans could help your family avoid difficult decisions and prevent any further stress and financial worries over how to pay for the funeral costs.


Secured Future - Funeral Planning For Poor Credit FAQ

The questions we get asked most about funeral plans from individuals with a bad credit rating.

What if I have poor credit?

We have access to planners & lenders who specialise in helping customers in your situation, so even if you’ve previously defaulted on a loan, have CCJs or mortgage arrears we could help you get the money you need.

What if I have special requests?

You can tell us about any special wishes for your funeral when you apply.  If these incur additional costs, not covered by your chosen plan, these will need to be paid at the time of the funeral. Don’t worry this will be discussed when agreeing your plan.

How do I apply for a secured loan for my funeral?

If you want to use a secured loan to pay your funeral plan costs upfront, it couldn’t be any simpler. All you need to do is call our expert advisers on 0141 380 0588 (Calls may be recorded) or complete our quick online form. You’re under no obligation. And don’t forget – if you have any other questions we’re here to help.

How do I apply for a prepaid funeral plan for my funeral?

Our experts will guide you through the process to ensure your needs are met and we can suggest plans as quickly as possible. Guaranteed approval, no health check or medical is required. 100% free quotes, with no obligation to proceed.

Can I also consolidate my debts?

Yes – if you choose to go down the secured loan route, you can spend the money as you please and not just on your funeral.

Example debts you can clear:

Bank Loans, Credit Cards, Store Cards, Payday Loans, Council Tax Arrears, Catalogues, Overdrafts, Credit Unions, Car finance and HMRC Bills.

Do you offer debt advice?

Yes. Secured Future are leading UK debt advisers.

If you are struggling with debt, we will be able to assess your affordability and provide the pros and cons of any solution that you may qualify for.

Give us a call on 0141 380 0588 for a free, confidential chat about your debt situation.